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Tired of filing out those pesky claims forms for your dental insurance company while the Novocain is still causing you to drool? Then you may want to consider joining one of the many discount dental plans on the market.
Unlike traditional dental insurance policies, a discount dental plan simply provides its members with a discount up front when the service is provided, no annoying paperwork necessary! In addition to relieving you of the burden of filling out claims forms, other advantages offered by discount dental plans over traditional insurance coverage include:
No waiting period
No coverage exclusions
No monthly fee
No referral is necessary to see specialists
Although this seems like a rare win-all situation, if you need to have a lot of work done on your teeth then a more traditional insurance policy will actually cost less in the long run. So, if you can afford one now you should do research and potentially talk to some dentists before deciding to enroll in a discount dental plan.