Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Discount Dental Plans and other Dental Plans topics.
Dental discount plans seem like a great deal, so what's the catch?
In general, discount dental plans cost a great deal less than more traditional dental insurance policies. However, each time you go in for a treatment, the relatively high monthly premiums of an insurance policy might become more attractive, as discount dental plans require you to pay a lot more out of pocket each time you see a dentist.
If you're trying to choose between one type of coverage or the other, you should consider your own dental past and those of your parents. If you and your family have needed a fair amount of work beyond the standard cleanings in the past, then you'll probably save money with a traditional insurance policy. If not, then you could save a bunch with a discount dental plan.
|Sheri Ann Richerson|