May 26, 2006, Newsletter Issue #17: When a Discount Dental Plan Makes Sense

Tip of the Week

Dental discount plans seem like a great deal, so what’s the catch?

In general, discount dental plans cost a great deal less than more traditional dental insurance policies. However, each time you go in for a treatment, the relatively high monthly premiums of an insurance policy might become more attractive, as discount dental plans require you to pay a lot more out of pocket each time you see a dentist.

If you’re trying to choose between one type of coverage or the other, you should consider your own dental past and those of your parents. If you and your family have needed a fair amount of work beyond the standard cleanings in the past, then you’ll probably save money with a traditional insurance policy. If not, then you could save a bunch with a discount dental plan.

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