August 25, 2006, Newsletter Issue #28: Do Your Dental Insurance Homework

Tip of the Week

If you need to buy dental insurance, be forewarned that there is no dental best buy or one-size-fits-all dental plan for everyone, but rather an enormous variety of plans that can be catered to your individual needs. For example, if your teeth and the other teeth in your family are perfectly straight, you might not want to shell out for a better dental plan that covers orthodontic treatments.

For each dental plan you consider, make sure that the coverage it provides is what you and your family really need. Does the dentist you see accept the plan you want to buy? Are there exemptions that overlap with your needs? Does the plan have a large deductible? Does it cover a significant percentage of the most expensive procedures such as root canals? If there are large monthly premiums and your family doesnít typically require much dental work, you might want to consider enrolling in a discount dental plan instead of purchasing traditional insurance.

Donít just jump into purchasing a dental plan that is highly recommended or that looks like a good value, do the research to make sure that itís the right fit for you and your family.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Not finding the advice and tips you need on this Dental Plans Tip Site? Request a Tip Now!

Guru Spotlight
Candi Wingate