December 14, 2007, Newsletter Issue #93: The Annoyance of Referrals

Tip of the Week

Annoyed that you have to get a referral from your dentist to see a specialist? Aside from the inconvenience of having to go to two separate appointments, you often have to provide a co-pay to see your dentist simply to get the referral that you already know you need.

If you are paying for your own dental insurance and find that you often need to see specialists for certain kinds of treatment, you should consider a discount dental plan as an alternative. These plans do not require you to have a referral in order to see a specialist.

Similarly, some insurance policies, especially the more upscale ones, do not require referrals to see specialists. If you can afford one of those, your coverage is likely to be better than with one of the discount dental plans anyway.

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