September 21, 2007, Newsletter Issue #81: The Best Dental Plan for You

Tip of the Week

Looking for the best dental programs available?

Just as with purchasing an extra carrot in a diamond, you generally pay for what you get. The best dental plans are also the most expensive dental plans and come with the greatest coverage, least exclusions, and largest number of dentists and specialists from which to choose.

Fortunately, most people don't need the dental plan equivalent of Paris Hilton's rock to keep their teeth healthy and their wallets relatively weighty. If you practice good dental care, including brushing after meals, flossing twice daily, not smoking, not eating sugary foods, and not drinking many acidic beverages (including soft drinks and some fruit juices), then the wear and tear on your teeth should be pretty minimal and you could save a lot of money with a really basic plan, such as a discount dental plan.

If, however, you're a soda-gulping smoker who thinks that brushing once before bed is sufficient and flossing is too much of a pain to bother with, then you're going to save a lot of money and hassle by shelling out for a more expensive plan with greater coverage.

The best dental plan for you may not necessarily be the most expensive option but, before making any decisions, be honest about how careful you are with your teeth. Scrimping on your dental plan in the short term to save a few dollars is likely to cost you a ton of money over time if your lifestyle puts your teeth continually in harm's way.

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