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Smoking can do more to your mouth than turn your teeth nasty colors and give you bad breath. Studies show that it also puts you at a greater risk of getting tooth decay, gum disease, bone loss, and eventually tooth loss, not to mention cancer of the mouth.
Even if you're really confident that your dental insurance will cover any eventual damage to your teeth that your smoking might cause, keep in mind that studies also show that those living with a smoker, including kids, are also more likely to suffer from tooth decay and other dental ailments.
The dental health of yourself and of your loved ones is just another reason to stop smoking.